With more than 18,000 pickup points in France and 46,000 in Europe, Mondial Relay the undisputed leader in pickup point delivery. Chosen by 85% of retailers to optimize their shipping costs, this network handles more than 200 million parcels per year.
As a professional, you have chosen Mondial Relay a strategic reason: to optimize your shipping costs. But in this quest for savings, have you considered the risk you are placing on your margin and cash flow? Mondial Relay parcel insurance, with its apparent simplicity, is an attractive solution. A little too attractive.
This article is not just a simple price guide. It is a strategic analysis that lifts the veil on the false sense of security provided by Mondial Relay insurance. We will show you, with figures to back it up, why its Limit flat-rate structure are dangerous traps (lost parcels, damaged parcels) for any professional who ships goods worth more than €50. You can also find our comparison of 2025 carrier parcel insurance policies and the entire encyclopedia on ad valorem with analysis of CMS offers and logistics solutions.
Mondial Relay 's dominance Mondial Relay on an undeniable economic advantage: reducing delivery costs by 40 to 60% compared to home deliveries. For a retailer 200 parcels per month, this represents a saving of €1,200 to €2,400 per month on transportation costs.
But this price optimization hides a less favorable reality concerning the protection of goods. The insurance offered by Mondial Relay designed to keep pace with the evolution of modern e-commerce, where the average shopping cart continues to grow and where high-value products (electronics, premium fashion, professional equipment) represent an increasing share of shipments.
How does Mondial Relay parcel insurance work Mondial Relay
Mondial Relay insurance Mondial Relay based on a flat-rate insurance policy, which means that you are not compensated for the actual value of your goods, but on the basis of a predefined flat rate that you choose at the time of shipment.
Basic Coverage (automatically included)
Each shipment via Mondial Relay automatically Mondial Relay a flat-rate compensation of €25 (including tax ) in the event of a lost or damaged package. This amount includes the value of the product AND shipping costs.
Critical analysis: €25 represents less than 15% of the average French e-commerce basket (€180 according to FEVAD 2025). This basic coverage is therefore completely disconnected from the economic reality of most transactions. An entry-level smartphone costing €150, a fashion item costing €80, a premium toy costing €60: in all these common cases, you lose 70 to 85% of the value in the event of a claim with basic coverage.
Optional Compensation Levels
For superior protection, you can subscribe to one of five levels of additional parcel insurance when creating your label with Mondial Relay. These levels are fixed and non-modular: you must choose the level that best suits your needs, with all the inefficiencies that this entails.
Mondial Relay Insurance Price Mondial Relay Compensation Levels
⚠️ Critical limitation: It is impossible to insure a package for more than €500 with Mondial Relay parcel insurance. This absolute limit means that the service is only viable for low to medium-value goods, which effectively excludes a growing share of modern e-commerce.
Analysis of the tiered system: Look at the column "Cost in % (max value)". The effective rate varies from 4% to 1.6% depending on the tier chosen. This structure creates a major pricing inefficiency: a package costing €51 costs 4% to insure (Option 1), while a package costing €500 costs only 1.6% (Option 5). The system therefore penalizes small values and favors large ones... but only up to €500.
In comparison, a modern ad valorem insurance such as Claisy applies a single rate of 0.75% regardless of value, eliminating this distortion and allowing savings of 50 to 81% depending on the bracket concerned.
The €500 " Limit " with Ad Valorem Mondial Relay
The first weakness of Mondial Relay offering Mondial Relay its Limit : it is impossible to insure a package for more than €500. For any professional selling electronic products, leather goods, works of art, or gift baskets, this limit is prohibitive for insuring their packages.
Sectors Affected by the Limit
- Electronics: iPhone (€1,200), iPad Pro (€1,500), laptops (€800-€2,500)
- Premium fashion: Designer bags/leather goods (€600-3,000), luxury shoes (€500-1,500)
- Art and decoration: Works of art, antiques, collectibles
- Composite baskets: Multiple orders easily exceeding $500
- B2B: Professional tools, medical equipment, industrial components, Delivery to your stores
Limit is not a minor detail; it is a strategic barrier to protecting your packages from damage or loss. It positions Mondial Relay parcel insurance offering as a viable solution only for low-value goods. Using this service for higher-value shipments is like playing Russian roulette with your profit margin.
The Trap of Flat-Rate Parcel Insurance vs. Actual Value
The second structural weakness is the very principle offlat-rate insurance in tiers. Unlike "ad valorem" insurance (based on actual value), the Mondial Relay system exposes Mondial Relay to financial losses even for shipments worth less than €500.
Mathematical Proof of the Trap
Concrete example: Package worth €400
You are shipping an item worth €400 (tablet, luxury clothing, professional equipment). Mondial Relay offers Mondial Relay two options:
Option A: Level 4 (compensation of €375) for €6.50
- You are underinsuring your property by €25.
- In the event of a claim: flat loss of €25 (7.5% of the value)
- Insurance cost: €6.50, or 1.63% of the value
- Total potential loss: €31.50 (€25 + €6.50)
Option B: Level 5 (€500 compensation) for €8
- You are over-insuring your property by €100.
- In the event of a claim: fair compensation of €400
- But insurance cost: €8, or 2% of the value
- Unnecessary extra cost: €1.50 compared to insurance at the exact value
Option C: Ad valorem insurance (Claisy) at 0.75%
- Exact insurance at €400
- Cost: $400 × 0.75% = $3
- Savings: $5 vs. Level 5 (i.e., -62.5%)
- Savings: $3.50 vs. Level 4 + loss avoidance $25
Based on 200 packages/month at €400:
- Mondial Relay 5: 200 × $8 = $1,600/month = $19,200/year
- Claisy: 200 × $3 = $600/month = $7,200/year
- Annual savings: $12,000 💰
Unlike true "ad valorem" (based on actual value) insurance, this rigid tiered system creates constant friction and forces you to make compromises that impact either your coverage (underinsurance) or your profitability (overinsurance).
The hidden real cost: Beyond the listed price, the rigidity of the bearings generates:
- Decision time lost: 30-60 seconds per package to choose the right delivery point
- Human error: 5-10% of shipments incorrectly insured (wrong tier selected)
- Operational stress: Mental load on the logistics team
Proportional insurance eliminates these three frictions: automatic calculation of the exact value, zero possible errors, zero mental load.
Exclusions and Restrictions: What Mondial Relay Tell You Clearly
Like all Carrier insurance policies, Mondial Relay policy Mondial Relay exclusions and conditions that may invalidate your coverage even if you have paid for the insurance option. These limitations are scattered throughout the General Terms and Conditions of Sale and are rarely highlighted at the time of subscription.
Completely Excluded Goods (Even with Insurance Paid)
❌ Jewelry and precious metals worth more than €500 (limited by the Limit in any case)
❌ Works of art, antiques, collectibles worth more than €500
❌ Cash, checks, securities (standard exclusion for all carriers)
❌ Perishable goods without approved insulated packaging (meat, fish, dairy products)
❌ Dangerous goods: lithium batteries >100Wh, aerosols, flammable products, explosives
Goods Subject to Strict Conditions (Risk of Compensation Refusal)
⚠️ Electronics and High-Tech
- Minimum packaging required: double-wall cardboard box + bubble wrap + foam padding
- Refurbished products: coverage subject to original purchase invoice (often impossible)
- Smartphones/tablets: mandatory screen protection + hard case
- 40% of high-tech rejections are due to "insufficient packaging" according to industry statistics
⚠️ Fragile Products (Glass, Ceramics, Porcelain)
- Approved Mondial Relay packaging Mondial Relay : triple-wall cardboard box + minimum 5 cm padding on all sides
- Mark "FRAGILE" on the package (mandatory but not sufficient)
- Drop test required: the package must withstand a drop of 1.20 m.
- Failure to strictly comply with these conditions will result in systematic refusal of compensation.
⚠️ Liquids and Cosmetics
- Waterproof packaging + absorbent protection (plastic bag + absorbent paper)
- Reinforced bottle (no thin glass)
- Maximum volume per container: 1 liter
- Frequent refusal if leakage detected without compliant packaging
⚠️ Luxury Clothing and Textiles
- Packaging in waterproof plastic covers
- Moisture protection for leather and suede
- Do not fold excessively (risk of permanent marking)
The Trap of " Mondial Relay Approved Packaging"
Mondial Relay refuse compensation even if you have paid for insurance if the packaging is deemed non-compliant. The criteria are:
Accepted boxes:
✅ New double-wall cardboard for packages weighing 5-20 kg
✅ New triple-wall cardboard for packages weighing >20 kg or fragile items
✅ Suitable cushioning: packing chips, crumpled kraft paper, polyurethane foam (minimum 5 cm on all sides)
Rejected boxes:
❌ Single-wall cardboard (too fragile, systematically rejected for orders over €100)
❌ Reused cardboard or cardboard showing signs of wear (considered "weakened")
❌ Oversized cardboard box with insufficient padding (product "bounces" inside)
❌ Undersized cardboard box (compression of contents)
❌ Low-quality packing tape (must be reinforced adhesive, minimum 50mm)
Critical industry statistic: According to a 2024 carrier study, 42% of Mondial Relay compensation refusals are due to "packaging that does not comply with standards," even when insurance has been paid for. This means that in nearly1 out of 2 cases, you are paying for insurance... for nothing.
Claims Process and Timelines: The Reality on the Ground
Beyond cost and exclusions, the compensation timeframe is a strategic criterion that is often underestimated. Mondial Relay "fast" delivery times, but the reality on the ground reveals administrative complexities that directly impact your cash flow and your ability to satisfy the end customer.
- Declaration: Within 3 business days after delivery
- Required documents: Proof of purchase, photos of damage, label
- Processing time: 15-30 days depending on the complexity of the case
- Refund: Only the subscribed level package
Required Documents (Complete Checklist)
To maximize your chances of quick acceptance, prepare:
Required Documents:
✅ Purchase or sales invoice (proof of declared value) - Original required, no copies
✅ Mondial Relay shipping slip with visible tracking number
✅ Pickup slip from the pickup point (if applicable, proves actual delivery)
✅ Photos of the damaged package: minimum 6 sides (complete exterior)
✅ Photos of the contents: 10-15 detailed photos showing all damage
✅ Photos of the interior packaging: padding, protection, condition of the box
Additional Documents by Product:
⚠️ Certificate of authenticity for jewelry, watches, works of art (if value >$350)
⚠️ Packaging instructions: if you used approved packaging, provide proof (supplier invoice)
⚠️ Original purchase invoice for refurbished products (proves market value)
Accepted formats: PDF, JPG, PNG - Maximum file size: 5 MB per file - Minimum resolution: 1200×800 pixels for photos
The Alternative to Mondial Relay Insurance Mondial Relay Claisy
Faced with the structural limitations of Mondial Relay, modern Ad Valorem insurance offers an approach designed for demanding professionals:
Advantages of Proportional Insurance
✅ Coverage at Actual Value
- No more tiers: Insure your package for its exact value
- A package worth €400 is insured for €400, not €375 or €500.
- No hidden losses due to bearing approximations
✅ Limits
- Up to €100,000 per package vs. a maximum of €500 MR
- Guaranteed scalability: Supports the upward movement of your products
- Liberté Carrier Keep MR for small stocks, other carriers for premium stocks
✅ Substantial Savings
- Rate 0.75% vs. 1.6-3.5% effective MR
- Savings of 50-70% on medium/high volumes
- Immediate ROI from the first month of use
Claisy, the alternative to Mondial Relay insurance Mondial Relay set up in less than 5 minutes
The true power of automation lies innative integration with the tools that drive your business. Claisy connects directly to your CMS (Shopify, PrestaShop, WooCommerce, Magento, etc.) or your TMS (transport management system).
The result? Zero effort, zero oversights, perfect coverage for 100% of your shipments, with compensation within 7 days (vs. 25 days with Mondial Relay).
Shopify connector with Claisy
Connect your store and automate your insurance with one click.
Prestashop module with Claisy
Our free module protects your shipments effortlessly.
WooCommerce connector with Claisy
Integrate the best insurance into your WordPress e-commerce site.
Magento module with Claisy
Protect your Adobe Commerce transactions with our extension.
Decision Guide: When to Use Mondial Relay or Claisy?
To help you make the right strategic decision, here is a clear guide based on your business profile and volumes.
Mondial Relay Registered Mail Mondial Relay Yes
✅ Colis exclusivement <150€ de valeur (textile bas de gamme, petits accessoires, livres, jeux)
✅ Volumes très élevés petits paniers : >1 000 colis/mois à 50-100€ (fast-fashion, e-commerce discount)
✅ Simplicité administrative absolue prioritaire : vous voulez une seule facture transport + assurance, aucune gestion externe
✅ Produits standards non fragiles : pas d'électronique, pas de luxe, pas de risque emballage
Taux effectif acceptable : <2% (soit paliers 3 à 5 uniquement)
Typical profile: Vinted Pro store, reseller of basic products, low-value dropshipping
Claisy Recommended Yes
✅ Colis >200€ ou >500€ régulièrement (Mondial Relay impossible à utiliser)
✅ Produits haute valeur : high-tech, mode premium, maroquinerie, art, équipements pros
✅ Besoin indemnisation rapide (<7j vs 20-30j) pour préserver trésorerie et relation client
✅ Volumes moyens à élevés : 50-1 000 colis/mois (ROI optimal)
✅ Multi-transporteurs : vous utilisez Mondial Relay + Chronopost + Colissimo + DHL selon besoins
✅ Scalabilité : votre panier moyen augmente ou vous diversifiez gamme vers premium
Typical profile: E-commerce fashion, high-tech, decoration, B2B, growing brands
Optimal Hybrid Strategy (The Best of Both Worlds)
To maximize profitability AND simplicity, adopt a segmented approach:
Mondial Relay IntegratedMondial Relay :
- Colis <100€ où le taux effectif Mondial Relay reste compétitif (paliers 1-2)
- Very high volumes of basic products
Claisy:
- Packages >$100 or sensitive products (high-tech, fragile, luxury)
- All products if you are looking for maximum optimization (50-70% savings)
Combined profit:
- Cumulative savings: 40-60% of total insurance costs
- Operational flexibility: Adapt according to product/customer
- Risk reduction: No packages >$500 are uncovered
Mise en place : Les solutions modernes comme Claisy permettent des règles conditionnelles dans le CMS :
" Si panier <100€ → Assurance Mondial Relay "
" Si panier >100€ → Assurance Claisy "
Full automation, no manual handling.
Conclusion: Optimizing Your Delivery Strategy + Parcel Insurance
Mondial Relay remains an excellent choice for optimizing your shipping costs thanks to its network of 18,000 pickup points and rates starting at €3.49. Its leadership is well deserved in terms of logistics.
However, confusing transportation savings with delivery assurance optimization is a costly strategic mistake. The limitations identified are structural:
- Limit is prohibitive for any modern product of value.
- Rigid bearings creating additional costs of 137% to 367%
- Delays of 15-30 days impacting cash flow and customer responsiveness
- Carrier dependency limiting business scalability
💡 Recommended Strategy for Professionals
- Keep Mondial Relay for its undeniable transportation advantage
- Optimize insurance with a modern, digital, and responsive solution for real protection
- Approche hybride : Mondial Relay pour vos colis < 150€ si le taux d'assurance n'est pas excessif ET solution moderne pour valeurs supérieures
- Guaranteed ROI: Savings of 50-70%
For a professional, protecting shipments is not a cost, it is an investment in customer satisfaction, the availability of customer service, and the sustainability of margins. Opting for genuine Ad Valorem insurance means regaining control. It means choosing protection that adapts to your business, not the other way around.