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The Parcel Insurance Atlas 2025 | Le Hub Décisionnel pour E-commerçants

Eric
July 21, 2025
-
5
minutes of reading
Atlas Ad Valorem Claisy

Parcel Insurance Atlas

Your decision-making hub for navigating the Ad Valorem insurance ecosystem and building the perfect protection strategy for your business in 2025.

~1%
of parcels are in error every day
77j
average reimbursement time for carriers
15
A dispute can cost up to 15x the value of the parcel

Claisy Transparent Protection in 3 key points

⚡️
Express compensation

Recover your cash in 48 hours instead of several months.

🛡️
Faultless coverage

Protect all your belongings, including luxury and high-tech items, anywhere in the world.

⚙️
Seamless integration

Automate your protection without burdening your site or changing your habits.

🛒 1. Your online store (CMS platforms)

Shopify Native cover $200 WooCommerce Integration required? PrestaShop Module required? Adobe/Magento Without a developer? Wix Article to come BigCommerce Article to come Salesforce Commerce Article to come

🚀 2. Your Transport Brokers (Shipping Platforms)

Boxtal Cover limited Eurosender ⚠️ at the bearings LetMeShip More than 100 days? NShift Serious competitor? Packlink Pro Carrier Sendcloud ⚠️ to excluded goods ShipStation ⚠️ at the bearings Upela ⚠️ at thresholds

🚚 3. Your shipping partners

DHL High cover UPS ⚠️ Max €40k FedEx Limited cover Chronopost ⚠️ Max €5k Colissimo ⚠️ Max €1k GLS Impossible Labyrinth Colis Privé ⚠️ at the bearings Mondial Relay ⚠️ Max €500 PostNL Good Idea? BPost Exhorbitant rate Poste Italiane 3 Complex Offers RoyalMail Single option NZ Post ⚠️ aux Limits Australia Post ⚠️ aux Limits TNT Before Fedex Express Aramex ⚠️ Max €8K USPS What about international markets? Emirates Post ⚠️ Max €2,500

⚖️ 4. Your Decision Support Tools (Our Comparisons)

🤼 The Best Ad Valorem Insurance: The Grand Duel of Carriers Discover the 2025 winner → 📊 Choose and Compare Parcel Insurance from Carriers Compare and Decide → 📈 Analysis 2025 of Parcel Insurance on Transport Platforms. Independence vs Carriers → 🏆 Strategic ad valorem analysis: Shipsurance VS Route.com VS Claisy The match of the Titans → ⚙️ Analysis of ad valorem offers for each CMS Simplicity through your CMS for free

🌐 5. Our Insurance Guides by Country

Germany Australia Belgium Canada Denmark UAE Spain United States France Ultramarine Ireland Italy New Zealand Netherlands Portugal United Kingdom Sweden Switzerland

Is your Ad Valorem strategy optimal?

Now you know all about ad valorem insurance. Protect your cash flow and customer satisfaction. Find out how Claisy technology transforms transport risk into a competitive advantage.

👋
Collaborative tool

Declare your parcels manually or import a simple CSV file.

🔌
Free connectors

Integrate Claisy into your CMS in 1 click for 100% automated insurance.

⚙️
API & EDI

For customized needs and deep integration with your WMS or ERP.

Contact an expert Open an account in 2 minutes

❓ Parcel Insurance for Beginners

🤔 What is "ad valorem" insurance in simple terms?

This is "actual value" insurance. If you send a €500 phone, basic insurance (by weight) will reimburse you ~€23, whereas ad valorem insurance is designed to reimburse you the full €500.

⚙️ How does it work?

It's simple: 1) You declare the value of your shipment (e.g. €800). 2) You pay a premium as a percentage of this value. In the event of a claim, reimbursement is based on the €800 declared, not on a derisory lump sum.

💸 Is it expensive?

No, with Claisy it's very cost-effective. Unlike carrier options, true ad valorem insurance is proportional. For a €100 product, it costs just a few dozen cents, protecting your margin and customer satisfaction.

📋 Do I have to prove the value of my shipment?

Yes, always. You must be able to prove the declared value with a sales invoice (for new items) or proof of transaction (for used items). This is essential to obtain compensation.

🛡️ Is it like my credit card insurance?

No, not at all. Credit card insurance mainly covers purchases, not commercial shipments. They have low Limits , high deductibles and are unsuitable for professional use.

🌐 Can I use it with any Carrier ?

Yes, that's one of the great advantages of independent insurance. Whether you use Colissimo, Chronopost, UPS or another, Claisy applies the same way, giving you unified coverage and process.

💡 Why isn't my Carrier insurance enough?

Because it's known for its ridiculous Limits (compensation by weight), numerous exclusions (luxury, high-tech, etc.) and slow reimbursement times (+60 days). Ad valorem insurance is the guarantee for professionals.