The Parcel Insurance Atlas 2025 | Le Hub Décisionnel pour E-commerçants

Eric
July 21, 2025
-
5
minutes of reading
Atlas Ad Valorem Claisy

Parcel Insurance Atlas

Your decision-making hub for navigating the Ad Valorem insurance ecosystem and building the perfect protection strategy for your business in 2025.

~1%
of parcels are in error every day
77j
average reimbursement time for carriers
15
A dispute can cost up to 15x the value of the parcel

Claisy Transparent Protection in 3 key points

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Express compensation

Recover your cash in 48 hours instead of several months.

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Faultless coverage

Protect all your belongings, including luxury and high-tech items, anywhere in the world.

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Seamless integration

Automate your protection without burdening your site or changing your habits.

Is your Ad Valorem strategy optimal?

Now you know all about ad valorem insurance. Protect your cash flow and customer satisfaction. Discover how Claisy's technology transforms transport risk into a competitive advantage.

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Collaborative tool

Declare your parcels manually or import a simple CSV file. Ideal for moderate volumes.

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Free connectors

Integrate Claisy in 1 click with your CMS (Shopify, PrestaShop, WooCommerce...) for 100% automated insurance.

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API & EDI

For customized needs and deep integration with your WMS or ERP. Our team is at your side.

❓ Parcel insurance for beginners

🤔 What is "ad valorem" insurance in plain English?

This is "actual value" insurance. If you send a €500 phone, basic insurance (by weight) will reimburse you €23, whereas ad valorem insurance is designed to reimburse you the full €500. It covers what your product is really worth.

⚙️ How does it work?

It's as simple as this. 1) You declare the value of your shipment (e.g. €800). 2) You pay a premium as a percentage of this value. In the event of a claim, reimbursement is based on the €800 declared, not on a derisory lump sum.

💸 Is it expensive?

No, with Claisy it's a very cost-effective expense. Unlike carrier options with high minimum costs, true ad valorem insurance is proportional. For a €100 product, it costs just a few tens of cents, protecting your margin, the time of your customer service teams and customer satisfaction.

💡 Why isn't my Carrier basic insurance enough?

Because it's notorious for its ridiculous Limits (compensation by weight), numerous exclusions (luxury, high-tech, etc.) and slow reimbursement times (+60 days). Ad valorem insurance is the guarantee of professionals who leave nothing to chance.