PrestaShop Parcel Insurance 2025: The Strategy to Simplify Your Stack and Protect Your Parcels

Louise
July 21, 2025
-
6
minutes of reading
Atlas Ad Valorem Claisy - Prestashop

PrestaShop: France's leading open-source e-commerce solution

With 37.21% of its users in France according to 6sense, and a market share of 1.91% worldwide, PrestaShop dominates the French e-commerce ecosystem. According to official figures, 50% of French e-commerce sites use this open source solution.

You are the architect of your own success. With PrestaShop, you've built your store, chosen your modules, optimized your code. But this mastery often stops at the warehouse door. ManagingPrestaShop parcel insurance then becomes a complex patchwork, a source of "technical debt" and wasted time.

This article is not a list of modules to add. It's a radical simplification strategy. We'll show you how to break out of the chaos of siloed parcel insurance and adopt a unified solution that protects 100% of your shipments with less than 20% of the technical effort. See also our article comparing parcel insurance offers from different CMS.

The PrestaShop Ecosystem in 2025: Opportunities and Challenges

The PrestaShop Market in Figures

Metric Value Source
Worldwide market share 1,91% Enlyft Research
Position in France 37,21% 6sense Analytics
Product breakdown 18.2% (1-9 products) Store Leads
FR e-commerce sites ~50% Official data
Growth 2024 Average basket €70 (+2.7%) PrestaShop Day 2024

Key points: PrestaShop represents a mature ecosystem, with a high concentration in France (37.21% of worldwide users). The growth in the average French shopping basket (+2.7% in 2024) reflects a move upmarket, requiring parcel protection adapted to growing values.

Typical PrestaShop User Profile

According to the Store Leads analysis, PrestaShop stores can be broken down as follows:

  • 18.2% sell 1-9 products (VSEs, craftsmen, designers)
  • 15.5% sell 100-249 products (established SMEs)
  • 14.9% sell 250-999 products (professional e-tailers)

This diversity creates highly heterogeneous parcel insurance needs, which "one-size-fits-all" solutions cannot effectively satisfy.

Chaos by Default : Parcel Insurance on PrestaShop

Unlike closed SaaS platforms, PrestaShop offers no "native" unified parcel insurance solution. You, the merchant, are alone in a fragmented reality:

Fragmentation Transporters

  • As many processes as carriers: your Colissimo module offers a parcel insurance option. Chronopost 's module offers ad valorem insurance, with different Limits . The GLS module may offer none at all. So you're juggling several interfaces and claims processes
  • Fragmented management: A parcel dispute with Colissimo? You deal with La Poste. A damaged shipment problem with UPS? You enter the UPS process. There's no centralization, no overview of your risks.
  • Claims lead times that put a strain on cash flow: Each Carrier has its own claims lead time, often in excess of 60 days. In the meantime, you've already had to satisfy your customer and reship a product.

The Illusion of "Dedicated" Marketplace Modules

The first temptation for a PrestaShop merchant is to look for an ad valorem solution on the Add-ons marketplace. It's a strategic mistake to respond to complexity with more complexity.

Analysis of existing Marketplace modules

Insurance Product and Loader

  • Function: Adds insurance products to the basket.
  • Price: ~€49
  • Limitation: Product insurance, not transport.
  • Maintenance: Dependent on a third-party developer.

Insured Shipping

  • Function: Management of insurance rates by Carrier.
  • Price: ~€79
  • Limitation: Complex configuration by carrier.
  • Problem: Multiplication of claims processes.

Insurance and Handling Cost

  • Function: Applies an insurance % per Carrier.
  • Price: ~€35
  • Limitation: Underwriting only, no claims management.
  • Risk: No guarantee of compensation.

Problem Marketplace modules: These solutions handle pricing but not actual claims management. You pay for the module, configure the pricing, but in the event of an actual claim, you revert to traditional carrier processes with their delays and limitations.

The Hidden Costs of Modules

Adding a parcel insurance module to a PrestaShop stack is like adding a new part to an engine without checking its compatibility. Each module is a new potential source of conflicts and slowdowns, and a new element to update and maintain. It's the epitome of technical debt.

The marketplace's insurance modules have three major hidden costs:

  1. Technical cost: A module is not free to purchase, and often requires a subscription. It weighs down your site, requires updates (sometimes for a fee) and may conflict with your other modules with each new version of PrestaShop.
  2. Cost of captivity: These modules are often tied to a specific Carrier or insurer. You're trapped in a claims process you don't control.
  3. Opportunity Cost: The time spent configuring, maintaining and using these different modules is time you're not spending developing your business.

Claisy, The Alternative to Prestashop Insurance: The Lightweight Solution that Unifies and Protects

There's a radically different approach, designed for PrestaShop architects who value performance and simplicity. Claisy isn't a heavyweight module added to your stack. It's an intelligent, lightweight layer of protection that works in the background to secure your packages.

  • Zero Technical Debt: Claisy is integrated via a small free module (not present on the marketplace) which does just one thing: it "listens" to your shipping creations. There's no impact on your site's speed, and no potential conflicts.
  • Absolute centralization: It doesn't matter whether you ship with Colissimo or Chronopost, ChronopostUPS, DHL or another. All your insured parcels are visible on a single dashboard. A single claims process. A single interface
  • No disruption to your processes: You continue to create your labels with your usual carrier modules. Claisy automatically detects shipments and handles them in the background, without any manual action on your part.
  • Superior Protection: Benefit from total Ad Valorem coverage (luxury, high-tech included) with high Limits (€100,000), and above all, compensation in less than a week that protects your parcels against loss, theft and breakage, and therefore your cash flow and brand image.

Universal All Carrier Coverage

🚚 L'Assurance Claisy PrestaShop Fonctionne Avec Tous Les Transporteurs

Unlike marketplace modules limited to certain carriers, Claisy automatically covers all your shipments, regardless of the Carrier used:

Strategic analysis: Ad Valorem insurance on PrestaShop

Approach "L'Ancienne École (Modules Transporteurs) Claisy (La Couche Intelligente)
Claims management Fragmented (1 by Carrier) Centralized (1 single dashboard)
Technical Impact Multiple modules, risk of conflicts 1 lightweight module, zero technical debt
Indemnity period 60 to 90 days on average Analysis 48h, Payment 72h
Coverage Variable, many exclusions Total (Luxury, including High-tech)
Module cost Often chargeable + maintenance Free module for life

Frequently asked questions about PrestaShop integration

⚙️ How does Claisy insurance fit in technically?

Via a lightweight module that uses PrestaShop's native webhooks. The module "listens" to order creation and transmits shipping information to Claisy. No impact on performance, no conflicts.

🚚 Can I keep my current carrier modules?

Absolutely not. Claisy does not replace any existing module. You continue to use your Colissimo, Chronopost, etc. modules to generate labels. Claisy just seamlessly adds the insurance layer.

🆚 What's the difference with marketplace modules?

The marketplace modules handle underwriting but not claims. Claisy manages the entire process: underwriting, coverage AND claims handling, with reimbursement within 48 hours.

🔄 How do I migrate from my current solution?

Migration is seamless. You install the Claisy module and it starts covering new shipments. Claims in progress with your old systems continue their normal process, with no disruption to service.

📦 Does insurance work for made-to-measure products?

Yes, the insurance covers all physical goods shipped. Custom-made products are covered in the same way as all others, without category restriction (subject to our general conditions).

⬆️ What happens if I change my PrestaShop version?

The Claisy module is compatible with PrestaShop 1.7.x and 8.x. Compatibility updates are automatic and free. No impact on your insurance during technical migrations.

Conclusion: Don't just cover your Prestashop packages, start managing your risk!

In 2025, the performance of a PrestaShop store is no longer measured solely by the speed of its front office, but also by the efficiency of its back office. Continuing to manage parcel insurance in a fragmented way means accepting a loss of time, money and control.

The "Radical Simplification" of Prestashop parcel insurance isn't a compromise, it's a strategy. Choosing Claisy means choosing a tool that unifies, automates and protects your shipments, freeing up your time and resources to focus on what you do best: building and growing your e-commerce empire.

Automate your parcel insurance and save time & money

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Step-by-step installation guide for parcel insurance module: Connecting Claisy to PrestaShop

The Claisy module is lightweight, free of charge and installs in just a few minutes for total automation.

  1. Download file .zip module directly from the Claisy site.
  2. In your PrestaShop back office, go to Enhance > Modules > Module Manager.
  3. Click on the Installing a module in the upper right-hand corner and select the file .zip you've just downloaded.
  4. Once installed, find the module in the "Administration" section and click on Configure.
  5. Add your API key supplied by Claisy.
  6. Check the default settings and click Save.

That's all there is to it. Claisy now recovers only the necessary information from your shipments and automatically protects them. In case of doubt, 15 minutes assistance is available.

Case study: Economic impact of fragmentation

Example 1: E-merchant VSE mode

📊 Profile: Fashion boutique, 100 parcels/month, average shopping basket €85

🔴 Current situation (Modules + Carriers)

  • Insured Shipping module: €79 purchase + €20/year maintenance
  • Colissimo insurance: 2.3% (80% of shipments) = €156/month
  • Chronopost insurance: 1.8% (20% of shipments) = €31/month
  • Payback period: 45-90 days depending on Carrier
  • Total cost: €187/month + management complexity

🟢 Unified Solution (0.75%)

  • Single rate: €85 × 100 × 0.75% = €64/month
  • Monthly savings: €123 or €1,476/year
  • 48-hour money-back guarantee
  • Management: Single interface, zero modules

Result: 66% savings + major operational simplification

Example 2: Multi-product SME

📊 Profile: 250 SKUs, 300 parcels/month, average shopping basket 150€.

🔴 Fragmented situation

  • 3 different modules: €200 setup + €60/year maintenance
  • UPS insurance: 1.05% + €12 minimum on 40% of shipments
  • DHL insurance: 1.2% on 35% of shipments
  • La Poste: 2.1% on 25% of shipments
  • Weighted average cost: ~€550/month
  • Management time: 8h/month (3 different interfaces)

🟢 Centralized Solution

  • Single rate: €150 × 300 × 0.75% = €337/month
  • Savings: €213/month or €2,556/year
  • Management time: 1h/month (single interface)
  • Time ROI: 7h/month × €35 = €245/month recovered

Total impact: €2,556 direct savings + €2,940 time saved = €5,496/year savings