Introduction: The Battle for Differentiation in Outsourced Logistics
The outsourced logistics market in France is experiencing explosive growth: according to Fevad, more than 850 million parcels passed through 3PL and 4PL service providers in 2024. But this growth is accompanied by intensifying competition.
The challenge: How can you stand out when you offer the same carriers, the same delivery times, and similar rates to your competitors?
The answer: White-label premium parcel insurance. Transform a cost center into a competitive advantage while generating a new source of recurring revenue.
Why Your B2B Customers Demand Premium Insurance
Your customer profile has changed dramatically. E-commerce businesses that outsource their logistics are now mature organizations that manage their risks and optimize every point in their value chain.
Three Trends Are Driving This Demand
1. The Explosion of High-Value Catalogs
The French market for refurbished electronics reached €1.8 billion in 2024 according to ADEME, while the market for premium cosmetics exceeded €3 billion. A refurbished smartphone costing €800 insured at only €23/kg by carriers? Unacceptable for your customers.
2. The Need for Optimized Cash Flow
Waiting 60 to 90 days to recover compensation for a lost package worth €2,000, while having already reimbursed their end customer, has become intolerable. Your customers are looking for express compensation times that preserve their cash flow.
3. Rising Customer Expectations
According to e-commerce studies, more than one in three consumers will no longer recommend a company after a poorly resolved delivery dispute. Your B2B customers expect you to help them turn an incident into an opportunity to build loyalty.
White Label Claisy: Parcel Insurance Under Your Brand Name
The Principle
A white label solution allows you to offer your customers premium ad valorem insurance under your own brand, without the complexities of a traditional insurance partnership.
In concrete terms: Your customers subscribe to "premium insurance [Your 3PL Name]" while Claisy manages the technology, coverage, and transportation disputes in the back office.
How It Works
Client Interface:
- Dashboard with your logo and colors
- Integrated "Premium Parcel Insurance" section
- Invisible Claisy (or "Powered by Claisy," depending on your choice)
Technical Integration:
- REST API integrating with your WMS/TMS
- Automatic coverage during label generation
- Unique policy number returned instantly
Custom Branding:
- Confirmation emails in your corporate style
- Claim documents with your letterhead
- Consistent end-to-end experience
Commercial Flexibility:
- You define your model: premium package, à la carte option, or threshold-based automation.
- Claisy adapts to your strategy
Your Measurable Competitive Advantages
1. Immediate Differentiation
Your new sales pitch:
Unlike most 3PLs that are limited to standard carrier insurance, we offer premium coverage of up to €100,000 per package with express compensation within 48-72 hours, directly integrated into your logistics dashboard.
This sentence radically changes the perception of your offer and justifies a premium price positioning.
2. Generating Additional Revenue
For each insured package, you receive a commission on the insurance premium.
Financial Simulations:
*Variable depending on commercial agreement
This income is recurring and predictable, without any investment in physical infrastructure. Immediate ROI from the very first insured packages.
3. Improved Customer Retention
A customer who is satisfied with your logistics service but frustrated by insurance limitations is a customer at risk of churn.
Industry data shows: A 3PL customer using at least two value-added services (storage + preparation + premium insurance) has a retention rate that is 35% to 50% higher than a customer using only basic services.
Simplified Operational Management
What You Manage (Minimal)
- Initial technical integration (one-time API connection)
- Commercial presentation of the offer to your customers
- First level support if necessary
What Claisy Manages (Everything Else)
- Automatic policy subscription with each API call
- Claims processing (verification of supporting documents, validation)
- Express compensation within 48-72 hours
- Relationship with partner insurers and reinsurers
- Regulatory compliance (Claisy approved by ORIAS)
- Level 2 and 3 customer support
Result: Your additional operational burden is virtually zero. You capture the added value without having to deal with the complexity.
Comparison Table: Standard Offer vs. White Label Claisy
This table summarizes the transformation of your value proposition. You are moving from an undifferentiated offering constrained by carrier limitations to a premium, branded, revenue-generating offering, without any additional operational complexity for your teams.
Conclusion: Turn Parcel Delivery Insurance into a Competitive Advantage
The outsourced logistics market has entered a new era where differentiation is no longer based solely on price. Premium parcel insurance is becoming a standard expectation for all e-retailers shipping medium- to high-value products.
The Claisy white label solution allows you to reach this level of maturity in just a few weeks, without the years of development and heavy investment required for an in-house solution.
3PLs that do not offer a credible alternative to limited carrier insurance will gradually be relegated to the low-cost segment.
Don't Lose Your Competitive Edge
Your direct competitors may already be deploying this type of solution. Every quarter of delay is a quarter in which you lose business opportunities.
Contact Claisy today for a personalized presentation of the white label solution tailored to your 3PL or 4PL profile.
Sources :
- Fevad - E-commerce Federation: 850 million parcels processed in 2024
- ADEME: Refurbished market worth €1.8 billion in 2024
- ORIAS: Register of insurance intermediaries
- Claisy - Automated Parcel Insurance
- Parcel Insurance Comparison 2026
