As an e-commerce or logistics professional, choosing the right parcel insurance can make the difference between staying within budget and incurring considerable additional costs. With so many options available—Compare Chronopost, Colissimo, DHL, UPS, FedEx, Royal Mail, USPS—how can you identify the solution that best suits your needs?
Between September and December 2024, more than 3.7 million parcels were lost or damaged in France (according to ecommerce nation), and over the whole of 2025, more than 20 million parcels are expected to be damaged. This interactive carrier comparison tool allows you to analyze rates, Limits conditions of each Carrier to specialized solutions such as Claisy.
More than just a price calculator, it is a strategic decision-making tool to optimize your parcel protection.
How Our Delivery Insurance Comparison Tool Works
Select your carriers: Choose up to 3 options from the leading parcel insurance solutions on the market and compare Chronopost, Colissimo, DHL, UPS, FedEx, Royal Mail, and USPS with Claisy.
See the differences depending on the value of your package: From €500 to €10,000+, see the impact on your insurance budget.
Analyze the results: Actual cost, Limits , reimbursement times, and main exclusions
Make your decision: Factual data to help you choose the most suitable protection for your business
Why compare parcel insurance from Colissimo, Chronopost, FedEx, UPS, DHL, etc.?
Significant Price Differences
Analysis of the 2025 ad valorem insurance market reveals major price differences. While some carriers apply fixed minimums (€12+ at DHL and UPS), others offer proportional rates from the first euro. For a retailer 100 parcels worth €800 per month, the annual difference can exceed €8,000 Excluding VAT.
Limits from 1 to 100
Limits are often the most costly surprise: €20,000 for professionals (€5,000 for individuals) with Chronopost, Colissimo caps at €1,000, FedEx limits luxury items to $1,000 (~€920), while specialized solutions such as Claisy cover your packages up to €100,000. For professionals in the luxury, art, or high-tech sectors, these Limits render insurance completely unsuitable.
Compensation Periods from 48 Hours to 90 Days
A lost or damaged package: the speed of reimbursement has a direct impact on your cash flow. Our market analysis shows an average delay of 77 days for traditional carriers, compared to 48-72 hours for specialized insurers. For an incident involving a package worth €5,000, this represents more than two months of capital immobilization.
Understanding the Issues by Carrier the Best Ad Valorem
Chronopost insurance : Tiered system ranging from €6 to €80 depending on value
- ✅ Predictable pricing for recurring volumes
- ❌ May be disadvantageous between two levels
Colissimo insurance : Similar levels but Limit low Limit (€1,000)
- ✅ "Economical" for small values (but beware of threshold effects)
- ❌ Not suitable for professionals with assets > $1,000
DHL Express Insurance : 1% minimum €15
- ✅ Proportional to value
- ❌ High cost for small values
FedEx insurance : 1.5% with a $100 deductible
- ✅ First installment free
- ❌ Limits low Limits for luxury/art (€920)
UPS insurance : 1.05% minimum €12.05
- ✅ Balanced between percentage and minimum
- ❌ Processing times in line with market average (77 days)
Claisy: The Solution Designed for Professionals Who Want Guaranteed Deliveries
Strengths: Flat rate of 0.75%*, Limit ,000, compensation within 48-72 hours, universal coverage
Weaknesses: Exclusively for professionals, less well known than established carriers
Verdict: A modern alternative optimized for today's e-commerce challenges
Connect your CMS for free in less than 5 minutes
The true power of automation lies in native integration. Claisy presents itself as a real alternative to your carriers' insurance and connects directly to the tools that drive your business: Shopify, Prestashop, WooCommerce, etc. The result? Zero effort, zero oversights, perfect coverage for 100% of your shipments, and a successful migration of your online store (CMS) to Claisy.
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