Quel est le délai d'indemnisation de Claisy ?

We guarantee reimbursement within 48 to 72 hours after your Dispute claim is approved. This is up to 20 times faster than the standard processing times for carriers (30–90 days).

Interactive Comparison Tool: Best Package Insurance for 2026?

As an e-commerce or logistics professional, choosing the right parcel insurance can mean the difference between staying within budget and facing significant additional costs. With so many options available including: Chronopost, Colissimo, DHL, UPS, FedEx, Royal Mail, and USPS - how can you identify the solution that best fits your needs?

Between September and December 2024, more than 3.7 million packages were lost or damaged in France (according to Ecommerce Nation), and over the course of 2025, more than 20 million damaged packages are expected. This interactive carrier comparison tool allows you to analyze in real time the rates, Limits conditions of each Carrier to specialized solutions like Claisy.

More than just a price calculator, it’s a strategic decision-making tool to help you optimize your package protection.

How Our Shipping Insurance Comparison Tool Works

Critères Conditions Générales Tarifs par Valeur Produits Couverts Valeur maximum assurée Territorialité Délai d'indemnisation Simplicité de déclaration Taux d'assurance Coût pour 500€/$/£ Coût pour 2 000€/$/£ Coût pour 5 000€/$/£ Coût pour 10 000€/$/£ Objets d'occasion Luxe, montres, bijoux High tech, smartphone Objet de collection Non Couvert Couvert Exclu Restrictions Complexe Simple (3 clics) Moyenne Par paliers Veuillez sélectionner au moins un transporteur à comparer avec Claisy. Veuillez sélectionner des transporteurs différents. ⏳ Génération du comparatif en cours... ⚠️ Points d'attention : Vérifiez toujours les conditions générales avant souscription. Les exclusions produits peuvent rendre l'assurance inutile. Le délai d'indemnisation impacte directement votre trésorerie. *Des remises sont accordées lors de la connexion de votre CMS ou étude de votre dossier.

Carrier to compare

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⏳ Generating comparison...

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Discover a solution that protects your profits and your reputation while delighting your customers. Claims settled in 48–72 hours ⏱️, comprehensive coverage 🛡️, and integration in just 5 minutes ⚙️.

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Select your carriers: Choose up to 3 options from among the leading parcel insurance providers on the market and compare Chronopost, Colissimo, DHL, UPS, FedEx, Royal Mail, and USPS with Claisy.

See how the cost varies depending on the value of your package: From €500 to €10,000+, see how this affects your insurance budget

Review the details: Actual cost, Limits , reimbursement timeframes, and key exclusions

Make Your Decision: Key Facts to Help You Choose the Right Protection for Your Business

Why Compare Parcel Insurance from Colissimo, Chronopost, FedEx, UPS, DHL, and Others?

Significant Price Differences

The 2025 analysis of the ad valorem insurance market reveals significant differences in rates. While some carriers apply fixed minimums (€12+ at DHL and UPS), others offer proportional rates starting from the first euro. For a retailer 100 packages worth €800 per month, the annual difference can exceed €8,000 Excluding VAT.

Limits from 1 to 20

Limits are often the most costly surprise: €20,000 for businesses (€5,000 for individuals) with Chronopost, Colissimo Business caps coverage at €5,000, FedEx limits luxury items to $1,000 (~€920), while specialized solutions like Claisy cover your packages up to €100,000. For professionals in the luxury, art, or high-tech sectors, these Limits render insurance completely inadequate.

Claisy: The Solution Designed for Professionals Who Want Guaranteed Deliveries

Forces : Tarif unique <0,75%*, plafond 100 000€, indemnisation 48-72h, couverture universelle

Weaknesses: Available exclusively to professionals; less well-known than traditional carriers

Verdict: A modern solution optimized for today's e-commerce challenges

Connect your CMS for free in less than 5 minutes

The true power of automation lies in native integration. Claisy offers a real alternative to your carriers’ insurance and integrates directly with the tools that power your business: Shopify, PrestaShop, WooCommerce, and more. The result? Zero effort, zero oversights, 100% coverage of all your shipments, and a successful migration of your online store (CMS) to Claisy.

Shopify

Connect your store and automate your insurance with one click.

Prestashop

Our free module protects your shipments without any effort.

WooCommerce

Integrate the best insurance into your WordPress e-commerce site.

Magento

Protect your transactions on Adobe Commerce with our extension.

Our Recommendations by Profile

Who Is Claisy For? Recommended Profiles

Sender Profile	Recommendation	Main Reasons (Why)
👜 retailer / Accessories retailer Average order value: €200–€800	Claisy or a specialized insurer	Value-based pricing Coverage of Carrier Exclusions Prompt compensation
💻 High-Tech / Home Appliance Distributor Average order value: €500–€2,000	Claisy or a specialized insurer	High-tech products are often excluded Limits unsuitable carriers
🌐 General-Purpose or Specialized Marketplace High volumes, product mix	Claisy Recommended (for sellers)	Preserves your cash flow Automation and centralized management
💎 Luxury Goods Retailer Medium-to-high price range >€1,500	Claisy required	Broad coverage and Limits A premium customer experience is required
✨ High-Value Occasional Shipper ~ 10 packages per month	Claisy required	Simplicity and cost optimization Prompt compensation
📦 Occasional Sender, Low Value < 10 colis/mois	Carrier Insurance	Sufficient ease of management No advanced optimization required

❓ Frequently Asked Questions About Shipping Insurance

💎 What is ad valorem insurance?

"Ad valorem" means "based on value." This type of insurance covers the actual declared value of your goods, rather than a flat rate based on weight. It is the only effective protection for valuable items, ensuring compensation that matches the actual loss incurred.

⚡ How long does it take for Claisy to issue a refund?

We guarantee reimbursement within 48 to 72 hours after your Dispute claim is approved. This turnaround time is up to 20 times faster than standard carrier processing times (30–90 days), allowing you to preserve your cash flow and quickly satisfy your customer.

⚖️ What is the difference between Carrier 's insurance and liability Carrier

Basic liability (included by default) is a flat-rate coverage and is limited by international conventions (often based on weight, approx. €23/kg). Claisy's Ad Valorem insurance covers the actual market value, with no Limits .

🧮 How do I calculate the actual cost of my current insurance?

Actual Cost = (Insurance premium + Administrative costs for disputes resolution disputes Value of uncovered losses) × Your monthly volume. By eliminating deductibles and minimum fees, Claisy reduces this cost by an average of 30%.

🔄 Can I change my insurance coverage while the shipment is in transit?

No, insurance must be purchased at the time of handover to Carrier. Once the package has been scanned and is in transit, it is too late to activate coverage.

⏪ Can I purchase insurance retroactively for a package that has already been shipped?

No, it is technically impossible to insure a package retroactively. The declaration on the Claisy platform must be submitted no later than the day of shipment (by 6:00 a.m. the following morning for automated processes).

Maximize Your Package Protection Today

Choosing the right parcel insurance isn't just about cost; it's a strategic trade-off between price, coverage, speed, and ease of management. The data is clear: specialized solutions outperform carrier-provided insurance on the criteria that matter most to modern professionals.

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Collaborative Tool

Declare your packages manually or import a simple CSV file.

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Free Connectors

Integrate Claisy into your CMS in just one click for 100% automated insurance.

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API & EDI

For customized needs and deep integrations with your WMS or ERP.

Contact an expert

Our key resources

Find all our analyses on our hub, which brings together all our ad valorem insurance analyses:

Parcel Insurance Comparison Tool 2026: Find the Best Shipping Insurance