As an e-commerce or logistics professional, choosing the right parcel insurance can mean the difference between a controlled budget and considerable additional costs. With so many different options to choose from - compare Chronopost, Colissimo, DHL, UPS, FedEx - how do you identify the solution best suited to your needs?
This interactive carrier comparator allows you to analyze in real time the rates, Limits and conditions of each carrier compared to specialized solutions like Claisy. More than a simple price calculation, it's a strategic decision-making tool for optimizing your parcel protection.
How our comparator works
Select your carriers: Choose up to 3 options from the main market solutions and compare Chronopost, Colissimo, DHL, UPS, FedEx, Claisy...
See the differences depending on the value of your parcel: from €500 to €10,000+, visualize the impact on your insurance budget.
Analyze results: actual cost, indemnity Limits , reimbursement periods and main exclusions
Make your decision: Factual information to help you choose the best protection for your business
Why compare Colissimo, Chronopost, FedEx, UPS, DHL parcel insurance?
Considerable price differences
An analysis of the 2025 ad valorem insurance market reveals major price differences. Where some carriers apply fixed minimums (€12 at DHL and UPS), others offer proportional rates from the first euro. For an e-merchant shipping 100 parcels costing €800 a month, the annual difference can exceed €8,000.
Limits that vary from 1 to 100
Indemnity Limits are often the most costly surprise: €20,000 for Pros (€5,000 for individuals) with Chronopost, Colissimo caps at €1,000, FedEx limits luxury items to $1,000 (~€920), while specialized solutions like Claisy cover your parcels up to €100,000. For professionals in the luxury, art or high-tech sectors, these Limits can make insurance totally unsuitable.
Claims lead times from 48 hours to 90 days
A lost parcel, a damaged parcel: the speed of reimbursement has a direct impact on your cash flow. Our market analysis shows an average delay of 77 days for traditional carriers, compared with 48-72 hours for specialist insurers. For an incident involving a €5,000 parcel, this represents over 2 months' capital immobilization.
Understanding the Challenges by Carrier
Chronopost : Tiered system from €6 to €80 according to value
- ✅ Predictable pricing for recurring volumes
- ❌ Can be disadvantageous between two landings
Colissimo Similar levels but very low Limit (€1,000)
- ✅ Economical for small values
- ❌ Unsuitable for professionals with goods > €1000
DHL Express 1% minimum €25
- ✅ Proportional to value
- ❌ High cost for small values
UPS 1.05% minimum €12.05
- ✅ Balanced between percentage and minimum
- ❌ Processing times in the market average (77 days)
FedEx 1.5% with €100 deductible
- ✅ First tranche free of charge
- ❌ Very low Limits for luxury/art (€920)
Claisy: The Professional Solution
Strengths: Single rate 0.75%*, €100,000 Limit , 48-72h compensation, universal coverage
Weaknesses: Recent solution, less well-known than incumbent carriers
Verdict: Modern alternative optimized for today's e-commerce challenges
Our recommendations by profile
Our key resources
Find all our analyses with our Atlas on shipping insurance:
Our article on Sendcloud parcel insurance
Our article on Packlink Pro parcel insurance
Our article on nShift parcel insurance