Quel est le délai d'indemnisation de Claisy ?

We are committed to providing compensation within 48 to 72 hours after your claim has been approved at Dispute. This turnaround time is up to 20 times faster than the standard processing times for carriers (30–90 days).

Interactive Comparison Tool: Best Parcel Insurance for 2026?

As an e-commerce or logistics professional, choosing the right parcel insurance can mean the difference between keeping your budget under control and facing significant additional costs. With so many options available— Chronopost, Colissimo, DHL, UPS, FedEx, Royal Mail, and USPS—how can you identify the solution that best fits your needs?

Between September and December 2024, more than 3.7 million parcels were lost or damaged in France (according to E-commerce Nation), and for the entire year of 2025, more than 20 million damaged parcels are expected. This interactive shipping carrier comparison tool allows you to analyze, in real time, the rates, limits and terms and conditions of each Carrier compared to specialized solutions like Claisy.

More than just a price calculation, it's a strategic decision-making tool to help you optimize your parcel protection.

How Our Shipping Insurance Comparison Tool Works

Critères Conditions Générales Tarifs par Valeur Produits Couverts Valeur maximum assurée Territorialité Délai d'indemnisation Simplicité de déclaration Taux d'assurance Coût pour 500€/$/£ Coût pour 2 000€/$/£ Coût pour 5 000€/$/£ Coût pour 10 000€/$/£ Objets d'occasion Luxe, montres, bijoux High tech, smartphone Objet de collection Non Couvert Couvert Exclu Restrictions Complexe Simple (3 clics) Moyenne Par paliers Veuillez sélectionner au moins un transporteur à comparer avec Claisy. Veuillez sélectionner des transporteurs différents. ⏳ Génération du comparatif en cours... ⚠️ Points d'attention : Vérifiez toujours les conditions générales avant souscription. Les exclusions produits peuvent rendre l'assurance inutile. Le délai d'indemnisation impacte directement votre trésorerie. *Des remises sont accordées lors de la connexion de votre CMS ou étude de votre dossier.

Carrier 1 to compare

Carrier 2 (optional)

Carrier 3 (optional)

⏳ Comparison is being generated...

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Discover a solution that protects your profit margins and your reputation while delighting your customers. Claims paid within 48–72 hours ⏱️, comprehensive coverage 🛡️, and integration in 5 minutes ⚙️.

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Select your carriers: Choose up to 3 options from among the leading parcel insurance providers on the market and compare Chronopost, Colissimo, DHL, UPS, FedEx, Royal Mail, and USPS with Claisy.

See how the cost varies depending on the value of your parcel: From €500 to €10,000+, see how this affects your insurance budget

Analyze the results: Actual cost, compensation limits, reimbursement timelines, and key exclusions

Make Your Decision: Facts to Help You Choose the Best Coverage for Your Business

Why Compare Parcel Insurance from Colissimo, Chronopost, FedEx, UPS, DHL, and Others?

Significant Price Differences

An analysis of the 2025 ad valorem insurance market reveals significant differences in rates. While some carriers apply fixed minimums (€12+ at DHL and UPS), others offer proportional rates starting from the first euro. For a retailer shipping 100 parcels worth €800 per month, the annual difference can exceed €8,000 Excluding VAT.

Limits Ranging from 1 to 20

Compensation limits are often the most costly surprise: €20,000 for businesses (€5,000 for individuals) with Chronopost, Colissimo Business caps coverage at €5,000, FedEx limits luxury items to $1,000 (~€920), while specialized solutions like Claisy cover your parcels up to €100,000. For professionals in the luxury, art, or high-tech sectors, these Limits can render standard insurance completely inadequate.

Claisy: The Solution Designed for Professionals Who Want Guaranteed Deliveries

Forces : Tarif unique <0,75%*, plafond 100 000€, indemnisation 48-72h, couverture universelle

‍Weaknesses: Available exclusively to professionals; less well-known than traditional carriers

‍Verdict: A modern alternative optimized for today's e-commerce challenges

Connect your CMS for free in less than 5 minutes

The true power of automation lies in native integration. Claisy offers a real alternative to your carriers’ insurance and integrates directly with the tools that power your business: Shopify, PrestaShop, WooCommerce, and more. The result? Zero effort, zero oversights, 100% coverage of all your shipments, and a successful migration of your online store (CMS) to Claisy.

Shopify

Connect your store and automate your insurance with just one click.

Prestashop

Our free module protects your shipments with no effort on your part.

WooCommerce

Add the best insurance to your WordPress e-commerce site.

Magento

Secure your transactions on Adobe Commerce with our extension.

Our Recommendations by Profile

Who Is Claisy For? Recommended Profiles

Sender Profile	Recommendation	Main Reasons (Why)
👜 retailer Fashion / Accessories Average cart value: €200–€800	Claisy or a specialized insurer	Value-Based Fee Schedule Coverage for Carrier Exclusions Prompt Compensation
💻 High-Tech / Home Appliance Distributor Average cart value: €500–€2,000	Claisy or a specialized insurer	High-tech products are often excluded Limits inappropriate carriers
🌐 General-Purpose or Specialized Marketplace High volumes, product mix	Claisy Recommended (for Sellers)	Preserves your cash flow Automation and Centralized Management
💎 Luxury Goods Retailer Medium-to-high average cart value >€1,500	Claisy is required	Broad coverage and high limits Premium customer experience required
✨ High-Value Occasional Shipper ~ 10 parcels/month	Claisy is required	Simplicity and Cost Optimization Prompt compensation
📦 Occasional Sender, Low Value < 10 colis/mois	Insurance Carrier	Sufficient ease of management No advanced optimization required

❓ Frequently Asked Questions About Shipping Insurance

💎 What is ad valorem insurance?

"Ad valorem" means "based on value." This type of insurance covers the actual declared value of your goods, rather than a flat rate based on weight. It is the only effective protection for valuable items, guaranteeing compensation commensurate with the loss incurred.

⚡ What is Claisy's compensation timeline?

We are committed to providing compensation within 48 to 72 hours after your claim is approved at Dispute. This turnaround time is up to 20 times faster than carrier standards (30–90 days), allowing you to preserve your cash flow and quickly satisfy your customer.

⚖️ What is the difference between insurance and the Carrier 's liability?

Basic liability (included by default) is a flat-rate amount and is limited by international conventions (often based on weight, approx. €23/kg). Claisy’s Ad Valorem insurance covers the actual market value, with no restrictive limits .

🧮 How do I calculate the actual cost of my current insurance?

Actual Cost = (Insurance Rate + Administrative Cost of Processing disputes + Value of Uncovered Losses) × Your monthly volume. By eliminating deductibles and minimum fees, Claisy reduces this cost by an average of 30%.

🔄 Can I change my insurance coverage while my parcel is in transit?

No, insurance must be purchased at the time the parcel is dropped off at Carrier. Once the parcel has been scanned and is in transit, it is too late to activate coverage.

⏪ Can I purchase insurance retroactively for a parcel that has already been shipped?

No, it is technically impossible to insure a parcel retroactively. The declaration on the Claisy platform must be submitted no later than the day of shipment (by 6:00 a.m. the following morning for automated shipments).

Maximize Your Parcel Protection Today

Choosing the right parcel insurance isn't just a matter of cost; it's a strategic trade-off between price, coverage, speed, and ease of management. The data is clear: specialized solutions outperform carrier-provided insurance on the criteria that matter most to modern professionals.

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Collaborative Tool

Declare your parcels manually or import a simple CSV file.

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Free Connectors

Integrate Claisy into your CMS with just one click for 100% automated insurance.

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API & EDI

For custom solutions and deep integrations with your WMS or ERP.

Contact an expert

Our key resources

Find all of our analyses on our hub, which brings together all of our ad valorem insurance analyses:

2026 Parcel Insurance Comparison Tool: Find the Best Shipping Insurance